Last Updated: April 15, 2026
Welcome to the website of Llamas Financial (“the Firm”). By accessing or using this website, you agree to comply with and be bound by the following terms and conditions. If you do not agree to these terms, please do not use this website.
1. No Professional Advice or CPA-Client Relationship
The content provided on this website, including but not limited to articles, tax alerts, calculators, and blog posts, is for informational purposes only. Nothing on this website constitutes professional accounting, tax, financial, or legal advice. Your use of this website, including the transmission of information via contact forms or email, does not create a CPA-client or any other professional relationship between you and the Firm. You should not act or rely upon any information on this site without seeking the advice of a competent professional licensed in your jurisdiction.
2. Accuracy of Information
While we strive to provide accurate and up-to-date information, tax laws and regulations change frequently. The Firm makes no representations or warranties, express or implied, regarding the accuracy, completeness, or timeliness of the information provided. The website is provided on an “as-is” and “as-available” basis.
3. Limitation of Liability
To the fullest extent permitted by law, Llamas Financial and its partners, employees, or agents shall not be liable for any direct, indirect, incidental, or consequential damages resulting from your use of, or inability to use, this website or the information contained herein. This includes, but is not limited to, errors, omissions, or any actions taken in reliance on the website content.
4. Intellectual Property
All content on this website, including text, logos, graphics, and trademarks, is the property of the Firm or its content suppliers and is protected by copyright laws. You may view and print portions of the website for personal, non-commercial use only. Any other use, including reproduction or distribution, is strictly prohibited without prior written consent.
5. Third-Party Links
This website may contain links to external websites, such as the IRS or state tax authorities. These links are provided for convenience only. The Firm does not control, endorse, or guarantee the content or privacy practices of these third-party sites.
6. Cookies and Tracking
We use cookies and similar tracking technologies, including pixels and tags, to analyze website traffic and for marketing and remarketing purposes. By using this website, you acknowledge and consent to the use of these technologies as described in our Privacy Policy. You may manage your preferences through your browser settings or our website’s cookie consent tool.
7. User Conduct and Security
You agree to use this website only for lawful purposes. You are prohibited from transmitting any viruses, malware, or destructive code; attempting to gain unauthorized access to the website’s systems or data; or using the website to transmit unsolicited communications.
8. Circular 230 Disclosure
In accordance with Department of Treasury regulations, we inform you that any tax information contained on this website is not intended or written to be used, and cannot be used, for the purpose of (i) avoiding penalties under the Internal Revenue Code or (ii) promoting, marketing, or recommending to another party any transaction or matter addressed herein.
9. Governing Law
These terms are governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law principles. Any legal action regarding these terms shall be filed in the courts located in Napa County.
10. Changes to Terms
The Firm reserves the right to modify these Terms and Conditions at any time without prior notice. Your continued use of the site following any changes constitutes your acceptance of the new terms.